Terms of Use

WEBSITE TERMS AND CONDITIONS

    
You agree to these conditions of use by using this website. Please read the following very carefully.

ABOUT LIVA INSURANCE   
Registered in KSA under the name of Liva Insurance Company by Insurance Authority with a number ت م ن - 24 -200912   
 

Liva Insurance (Public Listed Company) Paid Capital (SAR) 400,000,000 C.R. No. 1010287831 Unified No.7001609481 P.O. Box 6393 Riyadh 11442 National Address: 8428 King Fahad Rd AL Muhammadiyah District Unit No 8433 Riyadh 12363 – 4250 Kingdom of Saudi Arabia Web: www.livainsurance.sa Licensed with a number (ت م ن - 24 -200912) subjected to the control and supervision of Insurance Authority. VAT: 300148657600003.    
 

In these conditions of use, 'our', 'we', 'us' means Liva Insurance Company.

KSA LAW   
These conditions of use will be governed by and construed in accordance with the KSA law. Any disputes arising in relation to these conditions of use will be subject to the exclusive jurisdiction of the KSA courts. If any of the following provisions become unlawful, void or for any purpose unenforceable, then the particular provision will be deemed severable and will not affect the validity and enforceability of the remaining provisions or conditions of use.

ACCESS TO THE SITE   
Unless otherwise specified, the information on this website is directed solely at those who access the site from the KSA.

CONTENT AND PRODUCT INFORMATION   
The descriptions of all the products and services contained in this website are for information purposes only. The information and descriptions provided are not intended to be complete descriptions of all the terms, conditions and exclusions applicable. The precise coverage afforded by any insurance policy or other product issued by us is subject to the terms, conditions and exclusions of the policies as issued. Any other products and services provided are subject to their specific terms and conditions as set out throughout the site.

LEGAL EXCLUSIONS AND LIMITATIONS   
We take care to ensure that the information contained in this web site is accurate and up-to-date. However, we make no representations or warranties about the accuracy, completeness, reliability or suitability for any purpose of the information and related graphics published in this site, which may contain technical inaccuracies and typographical errors.   
 

We do not provide any legal, accounting, or other professional advice or opinion on specific facts or matters. Also, neither we nor any of our directors, employees, or agents will be liable for damages arising out of or in connection with the use of this site or the information in it.   
 

This is a comprehensive limitation of liability that applies to all kinds of damages including (without limitation) compensatory, direct, indirect or consequential damages, loss of data, income or profit, loss of or damage to property, and third party claims. However, nothing shall exclude or restrict liability for death or personal injury resulting from our negligence or that of our directors, employees or agents.

ALTERATIONS   
We reserve the right, at any time and without notice, to revise the contents of this site including these conditions of use. Any changes to these conditions will be posted on this site. If you choose to continue using this site following any such change, it will signify that you agree to be bound by the revised conditions.

USE OF YOUR INFORMATION   
By using this site, you agree to the use of any personal data that we may hold on you in accordance with the terms of the privacy policy. A copy of the privacy policy is accessible at any time by clicking on the Legal Information button on the bottom menu.

COPYRIGHT   
All design, text, graphics and their selection or arrangements are the copyright of third parties or us. Permission is granted to copy electronically and to print in hard copy, portions of this site, solely for the purpose of using the site to seek a quotation or buy products and services. Any other use of materials on this site (including reproduction for purposes other than those noted above, and alteration, modification, distribution or re-publishing) without prior written permission is strictly prohibited.

TRADEMARKS   
Liva Insurance is an independent company registed in KSA, and Royal & Sun Alliance Insurance (Middle East) BSC(c) is a major shareholder with 50% ownership.

FORCE MAJEURE   
We shall not be liable to you for any breach of these conditions of use, or for any failure or delay in providing our services through our site, that result from any event or circumstance beyond our reasonable control. This includes without limitation, strikes, lockouts and other industrial disputes, breakdown of systems or network access, fire, explosion, accident, insurrection and war.   
 

LINKS TO OTHER SITES   
In this site, certain links including hypertext links will lead you to websites or pages that are not under our control. These links are provided for your information and convenience and the inclusion of any link does not imply endorsement by us in any way of the site to which a particular link leads.